Legal Agreements

PRIVACY POLICY

Last updated: February 03, 2024

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been created with the help of the Free Privacy Policy Generator.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

Account means a unique account created for You to access our Service or parts of our Service.

Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to FRANKB DIGITAL LLC, 30 N Gould ST, Sheridan, WY 82801.

Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

Country refers to: Wyoming, United States

Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

Personal Data is any information that relates to an identified or identifiable individual.

Service refers to the Website.

Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

Third-party Social Media Service refers to any website or any social network website through which a User can log in or create an account to use the Service.

Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

Website refers to Frank B Digital, accessible from https://www.frankbdigital.com

You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

Email address

First name and last name

Phone number

Usage Data

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Information from Third-Party Social Media Services

The Company allows You to create an account and log in to use the Service through the following Third-party Social Media Services:

· Google

· Facebook

· Instagram

· Twitter

· LinkedIn

If You decide to register through or otherwise grant us access to a Third-Party Social Media Service, We may collect Personal data that is already associated with Your Third-Party Social Media Service's account, such as Your name, Your email address, Your activities or Your contact list associated with that account.

You may also have the option of sharing additional information with the Company through Your Third-Party Social Media Service's account. If You choose to provide such information and Personal Data, during registration or otherwise, You are giving the Company permission to use, share, and store it in a manner consistent with this Privacy Policy.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

· Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.

· Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. Learn more about cookies on the Free Privacy Policy website article.

We use both Session and Persistent Cookies for the purposes set out below:

Necessary / Essential Cookies

Type: Session Cookies

Administered by: Us

Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

Cookies Policy / Notice Acceptance Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies identify if users have accepted the use of cookies on the Website.

Functionality Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

To provide and maintain our Service, including to monitor the usage of our Service.

To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.

For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.

To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.

To manage Your requests: To attend and manage Your requests to Us.

For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.

For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

· With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.

· For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.

· With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.

· With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.

· With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. If You interact with other users or register through a Third-Party Social Media Service, Your contacts on the Third-Party Social Media Service may see Your name, profile, pictures and description of Your activity. Similarly, other users will be able to view descriptions of Your activity, communicate with You and view Your profile.

· With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.

Our Service may give You the ability to delete certain information about You from within the Service.

You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.

Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

· Comply with a legal obligation

· Protect and defend the rights or property of the Company

· Prevent or investigate possible wrongdoing in connection with the Service

· Protect the personal safety of Users of the Service or the public

· Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

· By email: support@frankbdigital.com


TERMS AND CONDITIONS

Last updated: February 03, 2024

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

Country refers to: Wyoming, United States

Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to FRANK B DIGITAL LLC, 30 N Gould ST, Sheridan, WY 82801.

Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

Goods refer to the items offered for sale on the Service.

Orders mean a request by You to purchase Goods from Us.

Promotions refer to contests, sweepstakes or other promotions offered through the Service.

Service refers to the Website.

Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.

Website refers to FrankB Digital, accessible from https://frankbdigital.com

You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.

Placing Orders for Goods

By placing an Order for Goods through the Service, You warrant that You are legally capable of entering into binding contracts.

Your Information

If You wish to place an Order for Goods available on the Service, You may be asked to supply certain information relevant to Your Order including, without limitation, Your name, Your email, Your phone number, Your credit card number, the expiration date of Your credit card, Your billing address, and Your shipping information.

You represent and warrant that: (i) You have the legal right to use any credit or debit card(s) or other payment method(s) in connection with any Order; and that (ii) the information You supply to us is true, correct and complete.

By submitting such information, You grant us the right to provide the information to payment processing third parties for purposes of facilitating the completion of Your Order.

Order Cancellation

We reserve the right to refuse or cancel Your Order at any time for certain reasons including but not limited to:

· Goods availability

· Errors in the description or prices for Goods

· Errors in Your Order

We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or illegal transaction is suspected.

Your Order Cancellation Rights

Any Goods you purchase can only be returned in accordance with these Terms and Conditions and Our Returns Policy.

Our Returns Policy forms a part of these Terms and Conditions. Please read our Returns Policy to learn more about your right to cancel Your Order.

Your right to cancel an Order only applies to Goods that are returned in the same condition as You received them. You should also include all of the product's instructions, documents and wrappings. Goods that are damaged or not in the same condition as You received them or which are worn simply beyond opening the original packaging will not be refunded. You should therefore take reasonable care of the purchased Goods while they are in Your possession.

We will reimburse You no later than 14 days from the day on which We receive the returned Goods. We will use the same means of payment as You used for the Order, and You will not incur any fees for such reimbursement.

You will not have any right to cancel an Order for the supply of any of the following Goods:

· The supply of Goods made to Your specifications or clearly personalized.

· The supply of Goods which according to their nature are not suitable to be returned, deteriorate rapidly or where the date of expiry is over.

· The supply of Goods which are not suitable for return due to health protection or hygiene reasons and were unsealed after delivery.

· The supply of Goods which are, after delivery, according to their nature, inseparably mixed with other items.

· The supply of digital content which is not supplied on a tangible medium if the performance has begun with Your prior express consent and You have acknowledged Your loss of cancellation right.

Availability, Errors and Inaccuracies

We are constantly updating Our offerings of Goods on the Service. The Goods available on Our Service may be mispriced, described inaccurately, or unavailable, and We may experience delays in updating information regarding our Goods on the Service and in Our advertising on other websites.

We cannot and do not guarantee the accuracy or completeness of any information, including prices, product images, specifications, availability, and services. We reserve the right to change or update information and to correct errors, inaccuracies, or omissions at any time without prior notice.

Prices Policy

The Company reserves the right to revise its prices at any time prior to accepting an Order.

The prices quoted may be revised by the Company subsequent to accepting an Order in the event of any occurrence affecting delivery caused by government action, variation in customs duties, increased shipping charges, higher foreign exchange costs and any other matter beyond the control of the Company. In that event, You will have the right to cancel Your Order.

Payments

All Goods purchased are subject to a one-time payment. Payment can be made through various payment methods we have available, such as Visa, MasterCard, Affinity Card, American Express cards or online payment methods (PayPal, for example).

Payment cards (credit cards or debit cards) are subject to validation checks and authorization by Your card issuer. If we do not receive the required authorization, We will not be liable for any delay or non-delivery of Your Order.

Promotions

Any Promotions made available through the Service may be governed by rules that are separate from these Terms.

If You participate in any Promotions, please review the applicable rules as well as our Privacy policy. If the rules for a Promotion conflict with these Terms, the Promotion rules will apply.

Links to Other Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by the Company.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven't purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party's liability will be limited to the greatest extent permitted by law.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company's provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Translation Interpretation

These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us:

· By email: support@frankbdigital.com


INCOME DISCLOSURE STATEMENT

We allow individuals to earn money through the power of a master follower, as it is Master Resell Rights.

Over the last two years the industry of selling digital products and become an affiliate member of other companies, promoting their products and services, has provided a viable source of income for many people around the world, taking advantage of the growth of social media.

Nevertheless, is not possible to guarantee any amount of specific income or no degree of success. Every revenue or income that we show in our promotion materials, testimonials of success by other purchasers of this product do not represents any guarantees of revenue at all.

In this kind of ecommerce activity, the success can depend on several factors like the opportunity you break into the market, the knowledge acquired, the hours dedicated, and the skills required.

That said, profits can be very variable, and it is not possible to quantify the in advance, much less guarantee them. Therefore, we are not making any

representations or warranties about the eventual success that any person may achieve with the services and products we provide.

Along the extensive material we provide, we show revenue and earnings only as reference and do not include any type of costs regarding to the develop the business. This mean that every individual who decide to join our community must build their own business model and do the necessary research to decide if it is suitable for their convenience.

Not guarantee or promise income or success are provided by us. We also will not recognize any statement of revenue, earnings, income, as well as any projections of those items or a related business plan


LICENSE AGREEMENT AND DISTRIBUTION RIGHTS

LICENSING AGREEMENT

This Licensing Agreement ("Agreement") is entered into as of the date purchased, by and between Changing Courses 11 LLC, a Tennessee limited liability company ("Licensor"), and the buyer of the Roadmap 2.0 Product ("Licensee").

WHEREAS, Licensor is the sole and exclusive owner of the 'Roadmap 2.0' product ("Product");

WHEREAS, Licensee desires to obtain certain rights to resell the Product, and Licensor is willing to grant such rights to Licensee, all on the terms and conditions set forth herein;

NOW, THEREFORE, in consideration of the mutual covenants contained herein and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:

TERMS OF LICENSE:

By entering into this agreement, the Licensee agrees to the following terms concerning the use, resale, and distribution of the "Roadmap 2.0" product, formerly known as "Roadmap to Riches", copyrighted by Changing Courses 11 LLC:

Scope of License Agreement for Roadmap to Riches and Roadmap 2.0

This license agreement encompasses both "Roadmap to Riches" and its successor, "Roadmap 2.0." By accepting the terms of this agreement, the licensee acknowledges and agrees to be bound by its provisions for both products. Even though "Roadmap to Riches" is being replaced by "Roadmap 2.0," the obligations and protections set forth in this agreement apply equally to both products. Any breach of the terms related to one product will be considered a breach of the entire agreement.

Prohibition of Income Claim Content and License Revocation for Roadmap 2.0 Users

Users of Roadmap 2.0 agree not to make, disseminate, or endorse any statements, advertisements, or representations, directly or indirectly, which make income projections, promises, or guarantees concerning the potential income or earnings that can be derived from the use of Roadmap 2.0. The use of false or misleading income claim content in association with Roadmap 2.0 is strictly prohibited under this license agreement. Users acknowledge that any false, misleading, or deceptive claims regarding potential income can result in significant legal and financial consequences, including potential actions by the Federal Trade Commission (FTC) for deceptive advertising and marketing practices. Violation of this provision will result in the immediate revocation of the license to use Roadmap 2.0 and may lead to further legal action.

(a) Product Integrity and Copyright:

Licensee shall not modify, adapt, translate, reverse engineer, decompile, disassemble, or otherwise tamper with the Product. This includes, but is not limited to, selling portions of the product, renaming the product, changing material within the product, or altering the creator of the product.

Licensee shall not claim ownership of the Product copyright. However, for marketing and sales purposes, Licensee may claim authorship of the product but must always include the Changing Courses 11 LLC copyrighted material and notices.

(b) Resale Rights:

Licensee may resell the "Roadmap 2.0" product to end users without transferring the Master Resell Rights. Reselling to other resellers is also permitted.

If reselling the Master Resell Rights, Licensee agrees to include these terms and conditions with the product and ensure all customers adhere to this Agreement.

Failure to adhere to these terms will result in the revocation of the Licensee's resell rights, and Changing Courses 11 LLC may pursue legal action for damages caused by misuse.

(c) Distribution Limitations:

Licensee is prohibited from giving away the Product for free or as part of a free bundle.

Licensee may include additional content or opportunities with the Product, provided they do not conflict with the original community agreement for "Roadmap 2.0" by Changing Courses 11 LLC.Misrepresentation: Adding content that falsely represents or misinterprets the intentions, goals, or values of "Roadmap 2.0" or Changing Courses 11 LLC. Infringement: Incorporating content that infringes on the intellectual property rights, trademarks, or copyrights of Changing Courses 11 LLC or any third party. Unapproved Modifications: Making significant alterations or modifications to the original content of "Roadmap 2.0" without the explicit consent of Changing Courses 11 LLC. Unethical Practices: Introducing opportunities or content that involve unethical, illegal, or immoral practices, such as scams, misinformation, or deceptive marketing tactics. Data Privacy Concerns: Introducing features or content that compromise the data privacy and security of users of "Roadmap 2.0."

(d) Marketing and Promotion:

Licensee agrees to use ethical marketing materials for the promotion of the Product.

False or Misleading Income claims for marketing purposes are strictly prohibited. Licensee agrees to indemnify Changing Courses 11 LLC from any damages resulting from advertising income claims.

(e) Third-Party Payment Platforms:

Licensee agrees to use third-party payment platforms for sales and distribution, adhering to all terms and conditions of said platforms.

Changing Courses 11 LLC is not responsible for any aspect of these platforms.

(f) Pricing:

The minimum sale price for the Product is $497.00 USD. Licensee must ensure that any promotions or discounts do not reduce the sale price below this amount.

(g) Promotional Offers:

Licensee can offer gifts or bonuses with the Product, provided these do not effectively reduce the Product's sale price below the minimum.

(h) Community Guidelines:

Licensee agrees to abide by community guidelines established by Changing Courses 11 LLC.

(i) Agreement Amendments:

This Agreement represents the full understanding between Licensee and Changing Courses 11 LLC. Licensee may not modify this Agreement without written consent from Changing Courses 11 LLC.

(j) Return Policy:

All sales of the Product are final and non-refundable. Licensee must communicate this policy clearly to customers.

(k) Non-Disparagement:

Licensee agrees not to make or encourage defamatory or disparaging statements about Changing Courses 11 LLC or its products.

(l) Confidentiality:

Licensee agrees to treat all proprietary information related to the Product and Changing Courses 11 LLC as confidential.

(m) Audit Rights:

Changing Courses 11 LLC reserves the right to audit the Licensee's records related to the Product to ensure compliance with this Agreement.

(n) Quality Control:

Licensee agrees to maintain high standards of quality in the use, sale, and distribution of the Product.

(o) Relationship of Parties:

The Licensee is an independent business or individual and nothing in this Agreement is intended to, or shall be construed to, create a partnership, agency, joint venture, employment or similar relationship between Changing Courses 11 LLC and the Licensee. Neither party shall have authority to enter into agreements of any kind on behalf of the other party, and neither party shall be considered the agent, employee, or representative of the other.

(p) Severability:

If any provision of this Agreement is found unenforceable, the remainder of the Agreement remains in full force.

(q) Amendments:

Changing Courses 11 LLC may amend this Agreement at its discretion. Licensee agrees to review and adhere to any changes.

The Licensee hereby consents to receive electronic notifications pertaining to any modifications, updates, or changes to the license agreement. Such notifications may be sent via email, through an online portal, or other electronic means as determined by the Licensor. It is the express responsibility of the Licensee to regularly review the terms of the license and to stay informed of any alterations or amendments. The Licensee acknowledges and agrees that their failure to review or be aware of such changes does not relieve them of their obligations under the updated license terms.

(r) Licensee Responsibility:

Licensee acknowledges their responsibility to understand the Product and its uses and to represent it accurately in all marketing and promotional activities.

(s) Community Obligations:

Licensee agrees to uphold and enforce community guidelines and terms and conditions set by Changing Courses 11 LLC if they establish any community or forum related to the Product.

(t) Prohibition of Affiliate Links:

The licensee is strictly prohibited from using affiliate links or any form of affiliate marketing to promote or sell the "Roadmap 2.0" product. Any attempt to use affiliate links for the promotion or sale of the product will be considered a breach of this agreement and may result in immediate termination of the licensee's rights under this agreement.

(u) Use in Membership Sites:

The licensee is permitted to include the "Roadmap 2.0" product as part of their membership site offerings. However, under no circumstances shall the licensee provide, offer, or transfer the resell rights of the "Roadmap 2.0" product to any membership subscribers, regardless of the amount spent or the level of membership tier. The product must be provided to members as a standalone product without any rights to further distribute or resell.

(v) Prohibition on Screen Recording:

The Licensee is expressly prohibited from screen recording, capturing, or reproducing the 'Roadmap 2.0' product in any manner for the purpose of sharing, distributing, or reselling. Any unauthorized screen recording or reproduction of the product is a violation of this agreement and may result in legal action and termination of the Licensee's rights under this agreement.

1. GRANT OF LICENSE

Subject to the terms and conditions of this Agreement, Licensor hereby grants to Licensee a non-exclusive, transferable, revocable right to resell the Product in accordance with the terms of this Agreement.

2. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make the Services available. The Services may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

Product Name Alteration: Change, modify, or alter the original name of the Product provided by Changing Courses 11 LLC.

Systematically retrieve data or other content from the Services or Product to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from Changing Courses 11 LLC.

Trick, defraud, or mislead Changing Courses 11 LLC and other users, especially in any attempt to learn sensitive account information such as user passwords, potential leads, promotional secrets, or any other business information.

Circumvent, disable, or otherwise interfere with security-related features of the Product, including features that prevent or restrict the use of copying of any Content or enforce limitations on the use of the Product and/or the Content contained therein.

Disparage, tarnish, or otherwise harm, in the opinion of Changing Courses 11 LLC, the Product, potential competition, or Changing Courses 11 LLC and its employees, owners, partners, or anyone else that Changing Courses 11 LLC deems suitable to this prohibited activity.

Use any information obtained from the Product in order to harass, abuse, or harm another person.

Make improper use of our support services or submit false reports of abuse or misconduct.

Use the Product in a manner inconsistent with any applicable laws or regulations.

Engage in unauthorized framing of or linking to the Product.

Upload or transmit (or attempt to upload or transmit) viruses, Trojan horses, or other material, including party's uninterrupted use and enjoyment of the Product or modifies, impairs, disrupts, alters, or interferes with the use, features, function, operation, or maintenance of the Product.

Delete the copyright or other proprietary rights notices from any Content or the Product.

Attempt to impersonate another user or person or use the username of another user of the Product who is a Licensee of the Product.

Interfere with, disrupt, or create an undue burden on the Product or Changing Courses 11 LLC or the networks or services connected to the Product.

Harass, annoy, intimidate, or threaten any of Changing Courses 11 LLC employees, affiliates, owners, executive staff, or agents engaged in providing any portion of the Product, Services, or Licensing to you, the Licensee.

Attempt to bypass any measures of the Product designed to prevent or restrict access to the Product, or any portion of the Product.

Use a buying agent or purchasing agent to make purchases of the Product.

3. Ownership vs. License of Digital Product:

Purchase of Digital Product: Upon purchasing the 'Roadmap 2.0' product, the purchaser ("Licensee") acquires a personal, non-exclusive, transferable, and revocable license to access, use, and resell the product for their own personal or business purposes. This license grants the Licensee the right to use and resell the product but does not transfer any intellectual property rights.

Intellectual Property Rights: All copyrights, patents, trademarks, trade secrets, and other intellectual property rights in the 'Roadmap 2.0' product remain the sole and exclusive property of Changing Courses 11 LLC ("Licensor"). The purchase of the product does not convey to the Licensee any rights of ownership in or related to the product, or any intellectual property rights owned by the Licensor.

Continuous Resale Rights: The Licensee is permitted to resell the 'Roadmap 2.0' product to a third party. Upon resale, the Licensee retains their original rights to the product and does not need to transfer their license to the third-party buyer. This means the Licensee can continue to resell the product to multiple parties while still retaining their rights to the product. Each third-party buyer will also acquire a personal, non-exclusive, transferable, and revocable license to access, use, and resell the product under the same terms.

Downloading a Copy: The Licensee is permitted to download the 'Roadmap 2.0' product for personal and business use. The Licensee may also store multiple copies of the product for backup, archival, or redundancy purposes. Furthermore, the Licensee has the right to upload and host the 'Roadmap 2.0' product on their own hosting platform or server. However, any distribution, sharing, or public display of the product outside of the terms outlined in this agreement is strictly prohibited. The downloaded and hosted copies remain subject to the terms and conditions of this agreement.

Clarification on Ownership: For the avoidance of doubt, purchasing the 'Roadmap 2.0' product provides the Licensee with a licensed copy of the product. It does not grant any ownership rights to the intellectual property of the product or any other rights not explicitly mentioned in this agreement.

4. Indemnification:

The Licensee agrees to indemnify, defend, and hold harmless Changing Courses 11 LLC ("Licensor"), and its officers, directors, employees, agents, affiliates, successors, and permitted assigns (collectively, "Indemnified Party"), against any and all losses, damages, liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines, costs, or expenses of whatever kind, including reasonable attorneys' fees, fees and the costs of enforcing any right to indemnification under this Agreement, and the cost of pursuing any insurance providers, arising out of or resulting from any claim of a third party related but not limited to: (a) any breach or non-fulfillment of any representation, warranty, or covenant contained in this agreement, or any other agreement contemplated hereby, by the Licensee; (b) any use or misuse of the 'Roadmap 2.0' product by the Licensee or any third party gaining access to the product through the Licensee; or (c) any infringement of intellectual property rights arising from the Licensee's unauthorized use or modification of the product.

5. Termination:

This Agreement shall commence on the Effective Date of Purchase and shall continue in full force until terminated as provided herein. Either party may terminate this Agreement at any time, with or without cause, by providing the other party a written notice of termination. Upon termination of this Agreement for any reason, all rights granted to the Licensee under this Agreement, including the right to resell the 'Roadmap 2.0' product, shall immediately cease, and the Licensee shall immediately cease all use, promotion, and sales of the Product. The Licensee shall also, within 10 days of the termination date, destroy or return to the Licensor any confidential information or materials provided by the Licensor under this Agreement. Termination of this Agreement shall not affect any rights or obligations that: (a) are meant to survive termination (including but not limited to indemnification and limitations of liability); and/or (b) have accrued prior to such termination.

6. Governing Law:

This Agreement shall be governed by and construed in accordance with the internal laws of the State of Tennessee without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of or related to this Agreement or the licenses granted hereunder shall be instituted exclusively in the federal courts of the United States or the courts of the State of Tennessee in each case located in the city of Nashville and County of Davidson, and each party irrevocably submits to the exclusive jurisdiction of such courts in any such suit, action, or proceeding.

7. Revocation of License

Changing Courses 11 LLC ("Licensor") reserves the right to revoke the license granted to the Licensee under this Agreement at any time, for any reason, including but not limited to breaches of this Agreement, misuse of the 'Roadmap 2.0' product, or actions that harm the reputation or business interests of the Licensor. Upon revocation of the license, the Licensee shall immediately cease all use, promotion, and sales of the Product and shall, within 10 days of the revocation date, destroy or return to the Licensor any confidential information or materials provided by the Licensor under this Agreement.

8. Updates to Terms and Conditions

Changing Courses 11 LLC ("Licensor") reserves the right to update, modify, or replace any part of these Terms and Conditions by posting updates and changes to our website. It is the Licensee's responsibility to check our website periodically for changes. The continued use of or access to our website or the Service following the posting of any changes to these Terms and Conditions constitutes acceptance of those changes.

9. Third-Party Protection:

The Licensee acknowledges and agrees that Changing Courses 11 LLC's licensors and service providers are third-party beneficiaries of this Agreement, with the right to enforce the obligations set forth herein with respect to the respective technology and services of such licensors and service providers.

10. Confidentiality

Both parties acknowledge that during the course of this Agreement, each may obtain confidential information regarding the other party's business. Both parties agree to treat all such information and the terms of this Agreement as confidential and to take all reasonable precautions against disclosure of such information to unauthorized third parties during and after the term of this Agreement. Upon request by an owner, all documents relating to the confidential information will be returned to such owner.

11. Dispute Resolution

Any disputes arising out of or related to this Agreement shall be resolved through binding arbitration in Nashville, Tennessee, in accordance with the rules of the American Arbitration Association. The prevailing party in any such arbitration shall be entitled to recover its reasonable attorneys' fees and costs.

12. Representations and Warranties

Both parties represent and warrant that they have the full authority to enter into this Agreement and to perform their obligations hereunder; that their execution and performance of this Agreement will not result in a breach of any other agreement to which they are bound; and that they will comply with all applicable laws, rules, and regulations in their performance of this Agreement.

13. Compliance with Laws

The Licensee shall comply with all applicable laws, regulations, and ordinances in connection with its activities pursuant to this Agreement.

14. Assignment

Neither party may assign its rights or obligations under this Agreement without the prior written consent of the other party, which consent shall not be unreasonably withheld.

15. Force Majeure

Neither party shall be liable for any failure or delay in performing its obligations under this Agreement if such failure or delay is due to causes beyond its reasonable control, including but not limited to acts of God, war, strikes, labor disputes, embargoes, government orders, or any other force majeure event.

16. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the website, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the website, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE WEBSITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

17. CORRECTIONS

There may be information on the website that contains typographical errors, inaccuracies, or omissions that may relate to the 'Roadmap 2.0' product, promotions, offers, product descriptions, pricing, and availability. We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information or cancel orders if any information on the website or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

18. DISCLAIMER

The 'Roadmap 2.0' product is provided "as is" and "as available" for your use, without any representation, warranties, or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

19. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents of the 'Roadmap 2.0' product at any time or for any reason at our sole discretion without notice. Such changes may include, but are not limited to:

Content Updates: Periodic updates to the content to reflect new information, corrections, or improvements.

Feature Changes: Addition, modification, or removal of certain features or functionalities of the product.

Platform Support: Changes to the supported platforms or devices for which the product is available. This may include discontinuation of support for older software versions or devices.

Download Limitations: Adjustments to the number of times a product can be downloaded, or the duration for which a download link remains active.

Access Restrictions: Temporary or permanent restrictions on access to certain parts of the product due to maintenance, security concerns, or other reasons.

Pricing Adjustments: Changes to the pricing of the product, including promotional discounts or price increases.

Format Changes: Alterations to the format or file type of the downloadable content, which may require users to obtain new software or hardware for compatibility.

We also reserve the right to modify or discontinue all or part of the product without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the product.

20. California Residents

If you are a California resident, you are granted specific rights regarding access to your personal information. California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.

725 Cool Springs Blvd. Franklin TN, 37067

Changing Courses 11 LLC attn Zach Pippins

21. Entire Agreement

This Agreement, including any exhibits attached hereto and made a part hereof, constitutes the entire agreement between the parties hereto pertaining to the subject matter hereof, and any and all written or oral agreements heretofore existing between the parties hereto are expressly canceled.

22. MISCELLANEOUS

Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision. These Terms and Conditions operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms and Conditions or use of the 'Roadmap 2.0' product. You agree that these Terms and Conditions will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms and Conditions and the lack of signing by the parties hereto to execute these Terms and Conditions.

Personal Link Program Agreement

1. Purpose of the Agreement:

This Agreement outlines the terms and conditions under which the Participant may use the Personal Link provided by Changing Courses 11 to promote and bring individuals to the Changing Courses 11 community.

2. Personal Link:

Changing Courses 11 will provide the Participant with a unique Personal Link to track the number of individuals they bring into the Changing Courses 11 community.

3. Responsibilities of the Participant:

a) The Participant agrees to actively participate in the Changing Courses 11 community, answer questions, and assist their customers.

b) The Participant acknowledges that they are solely responsible for the satisfaction of their customers and for any damages caused by their actions.

c) The Participant agrees to uphold the values, guidelines, and standards set by Changing Courses 11 when interacting with potential and existing community members.

4. No Affiliation:

a) The Participant understands and agrees that the Personal Link is not an affiliate link.

b) By using the Personal Link, Changing Courses 11 does not endorse, support, or become affiliated with the Participant's business or methods of marketing.

c) The Participant agrees not to represent themselves as an affiliate or partner of Changing Courses 11.

5. Confidentiality:

The Participant agrees to keep confidential any proprietary or non-public information about Changing Courses 11 or its community that they may learn during the course of their participation in the program.

6. Indemnification:

The Participant agrees to indemnify and hold harmless Changing Courses 11 from any claims, damages, or losses resulting from their actions, misrepresentations, or any breach of this Agreement.

7. Non-Disparagement:

The Participant agrees not to make any negative or disparaging statements about Changing Courses 11 or its community, both during and after the termination of this Agreement.

8. Data Protection and Privacy:

The Participant agrees to comply with all applicable data protection laws and regulations. Any personal data collected through the Personal Link will be handled in accordance with Changing Courses 11's privacy policy.

9. Limitation of Liability:

Changing Courses 11 assumes no liability for any damages caused by the Participant. The Participant is 100% responsible for their own actions and any consequences thereof.

10. Term and Termination:

This Agreement will continue indefinitely unless terminated earlier in accordance with its terms. Changing Courses 11 reserves the right to terminate this Agreement and revoke the Participant's right to use the Personal Link if the Participant fails to fulfill their responsibilities or acts detrimentally to Changing Courses 11.

11. Dispute Resolution:

Any disputes arising out of or in connection with this Agreement shall first be attempted to be resolved through amicable negotiations. If the parties cannot resolve the dispute, they agree to submit the dispute to binding arbitration in the State of Tennessee.

12. Amendments:

Changing Courses 11 reserves the right to amend this Agreement at any time. Participants will be notified of any changes through reasonable means, including but not limited to email or community communications.

13. Governing Law:

This Agreement shall be governed by and construed in accordance with the laws of the State of Tennessee.

14. Restricted Sharing of Links:

a) The Participant agrees not to share any private or restricted links, including but not limited to the registration form link or the program sign-up link, with anyone without the express written permission of Changing Courses 11.

b) Unauthorized sharing of such links is a breach of this Agreement.

c) In the event of unauthorized sharing, Changing Courses 11 reserves the right to pursue the Participant for damages and any other remedies available under the law.

Amendment to Original Agreement 10-16-2023

1. Prohibition of Selling Under a False Name:

a) The Participant expressly agrees not to sell, distribute, or promote the "Roadmap 2.0" under any false, misleading, or unauthorized name, brand, or representation.

b) The Participant acknowledges that the "Roadmap 2.0" is the exclusive intellectual property of Changing Courses 11 and any unauthorized use, including selling under a false name, constitutes a breach of this Agreement and an infringement of Changing Courses 11's intellectual property rights.

c) Any unauthorized use of the "Roadmap 2.0" will result in immediate termination of the Participant's rights under the Original Agreement and may result in legal action for damages and injunctive relief.

2. Damages:

In the event of a breach of this Amendment, Changing Courses 11 reserves the right to pursue the Participant for damages, including but not limited to lost profits, damage to reputation, and any other consequential damages resulting from the unauthorized use of the "Roadmap 2.0".

3. Entire Agreement:

This Amendment, together with the Original Agreement, constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all prior negotiations, understandings, and agreements between the parties.

4. Governing Law:

This Amendment shall be governed by and construed in accordance with the laws of the State of Tennessee.

Contact Information:

725 Cool Springs Blvd. Franklin TN, 37067

Changing Courses 11 LLC attn Zach Pippins